Skip to content

Calculators

All Financial Calculators

Free tools for every major money decision, organized by topic.

Home & Mortgage

Estimate payments, affordability, refinancing and amortization.

Mortgage

Mortgage Calculator

Estimate your monthly mortgage payment, including principal and interest.

Use Calculator
Mortgage

Mortgage Affordability

See how much house you may be able to afford based on income and debts.

Use Calculator
Mortgage

Rent vs Buy

Compare the long-term cost of renting versus buying a home.

Use Calculator
Mortgage

Refinance Calculator

Find out whether refinancing your mortgage could save you money.

Use Calculator
Mortgage

Amortization Calculator

View a full payment schedule showing principal and interest over time.

Use Calculator

Loans & Debt

Plan loan payments and build a strategy to pay off debt.

Loans

Loan Calculator

Calculate monthly payments and total interest for any fixed-rate loan.

Use Calculator
Loans

Personal Loan Calculator

Estimate payments and total cost for a personal loan.

Use Calculator
Loans

Student Loan Calculator

Plan student loan repayment and see how extra payments help.

Use Calculator
Loans

Credit Card Payoff Calculator

Find out how long it takes to pay off credit card balances.

Use Calculator
Loans

Debt Payoff Calculator

See when you could be debt-free and how extra payments help.

Use Calculator

Investment

Project growth, returns and the power of compounding.

Investment

Investment Calculator

Project the future value of your investments with regular contributions.

Use Calculator
Investment

Compound Interest Calculator

Calculate how your money can grow with compound interest.

Use Calculator
Investment

ROI Calculator

Measure the return on investment for any purchase or project.

Use Calculator
Investment

CAGR Calculator

Find the compound annual growth rate between two values.

Use Calculator
Investment

Dividend Calculator

Estimate dividend income and the effect of reinvesting.

Use Calculator

Retirement

Plan savings, 401(k), IRA contributions and withdrawals.

Retirement

Retirement Calculator

Estimate how much you need to save to retire comfortably.

Use Calculator
Retirement

401(k) Calculator

Project your 401(k) balance including employer match.

Use Calculator
Retirement

Roth IRA Calculator

See how tax-free Roth IRA growth can add up over time.

Use Calculator
Retirement

FIRE Calculator

Estimate when you could reach financial independence and retire early.

Use Calculator
Retirement

Retirement Withdrawal Calculator

Test how long your savings may last with planned withdrawals.

Use Calculator

Salary & Income

Convert pay rates and estimate your take-home pay.

Salary

Salary Calculator

Convert your salary between annual, monthly, weekly and hourly pay.

Use Calculator
Salary

Take-Home Pay Calculator

Estimate your paycheck after taxes and deductions using your own rate assumptions.

Use Calculator
Salary

Hourly to Salary Calculator

Convert an hourly wage into an annual salary.

Use Calculator
Salary

Overtime Calculator

Calculate overtime pay at time-and-a-half or custom rates.

Use Calculator

Personal Finance

Budget, save for goals and track your net worth.

Personal Finance

Budget Calculator

Build a monthly budget and see where your money goes.

Use Calculator
Personal Finance

Savings Calculator

See how your savings can grow with regular deposits and interest.

Use Calculator
Personal Finance

Savings Goal Calculator

Find out how much to save each month to reach a goal.

Use Calculator
Personal Finance

Emergency Fund Calculator

Estimate how large your emergency fund should be.

Use Calculator
Personal Finance

Net Worth Calculator

Add up your assets and liabilities to find your net worth.

Use Calculator
Personal Finance

Inflation Calculator

See how inflation affects purchasing power over time.

Use Calculator

General Finance

Core finance math: interest, APR, present and future value.

Finance

Simple Interest Calculator

Calculate simple interest on a principal amount.

Use Calculator
Finance

APR Calculator

Find the true annual cost of a loan including fees.

Use Calculator
Finance

Future Value Calculator

Calculate what money today will be worth in the future.

Use Calculator
Finance

Present Value Calculator

Find today's value of a future sum of money.

Use Calculator