Terms of Use

Effective October 5, 2026. These terms apply to your use of the MoneyTools website, calculators, market tools and guides. By using the site, you agree to these terms. If you do not agree, do not use the site.

Educational purpose

MoneyTools provides general information and illustrative estimates, not personalized financial, investment, tax, legal or lending advice. Use of this site does not create an advisory or professional relationship. Consult a qualified professional before making decisions that depend on your circumstances.

Assumptions and results

Results depend on the values and assumptions you enter. Tools simplify real-world conditions and may omit taxes, fees, changing rates, lender requirements or exchange-specific rules. Verify results independently and with your lender, employer, broker or exchange as appropriate.

Sample values are examples, not current market data. Cryptocurrency prices and foreign exchange rates are user-entered; MoneyTools does not provide a live price feed. Projections are not forecasts or guarantees. Leveraged-trading and liquidation estimates may differ materially from a platform's actual calculations.

Permitted use

You may use the tools for lawful personal, educational and internal business planning. You must not interfere with the site's operation, attempt unauthorized access, distribute malicious code, misrepresent MoneyTools results as professional advice or use the site to violate another person's rights.

Content and intellectual property

MoneyTools content, branding and software are protected by applicable intellectual property laws. These terms do not transfer ownership or grant permission to republish substantial portions of the site. You may link to public pages and use your calculated results. Third-party names and materials remain the property of their respective owners. Any separately licensed material remains subject to its own license.

External websites

Links to other sites are provided for reference. MoneyTools does not control their content, availability or privacy practices, and a link does not imply an endorsement.

Availability and changes

Tools and content may be corrected, changed or removed. Access may be interrupted for maintenance or technical reasons. MoneyTools does not promise uninterrupted access or that a tool will remain available indefinitely.

Disclaimer of warranties

To the extent permitted by applicable law, the website is provided “as is” and “as available,” without warranties of accuracy, completeness, fitness for a particular purpose or uninterrupted operation. Nothing here excludes a warranty or consumer protection that the law does not allow to be excluded.

Limitation of liability

To the extent permitted by applicable law, MoneyTools is not liable for indirect or consequential losses, including lost profits or investment losses, arising from use of or inability to use the site. You are responsible for checking assumptions and deciding whether results are suitable for your purpose. These terms do not limit liability where applicable law prohibits doing so, including non-waivable consumer rights.

Privacy

Read the Privacy Policy for information about calculator inputs, browser storage and technical service providers.

Updates and contact

Revised terms will be posted here with an updated effective date and apply to use after that date, subject to applicable law. The Contact page states whether a public contact channel is available. No governing jurisdiction, business address or contact address is asserted here without verified operator details.