Personal Finance
Savings Goal Calculator
Find out how much to save each month to reach a goal.
Use CalculatorBudget Calculator
List your monthly take-home income and expenses to see how much is left and how spending breaks down.
How it works
Enter your monthly take-home income and what you spend in each category.
Total expenses are subtracted from income to show what remains each month.
Savings rate is the remaining amount as a percentage of income.
Formula & methodology
Remaining = Income − Σ expenses
- Savings rate
- Remaining ÷ income × 100
Enter 0 for categories that don't apply.
Illustrative example
$5,000 a month take-home
With the default expenses totaling $3,900, $1,100 remains — a 22% savings rate.
Hypothetical figures for illustration only.
Frequently asked questions
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