Skip to content

Net Worth Calculator

Total what you own and what you owe to get a snapshot of your net worth.

How it works

Enter the current value of each asset and the balance of each debt.

Assets and liabilities are added up separately.

Net worth is total assets minus total liabilities.

Formula & methodology

Net worth = Total assets − Total liabilities
Debt-to-asset
Liabilities ÷ assets × 100

Net worth can be negative, which is common early in a career or after taking on student loans.

Illustrative example

Default values

Assets of $515,000 and liabilities of $293,000 give a net worth of $222,000.

Hypothetical figures for illustration only.

Frequently asked questions

Related calculators

Personal Finance

Budget Calculator

Build a monthly budget and see where your money goes.

Use Calculator
Personal Finance

Emergency Fund Calculator

Estimate how large your emergency fund should be.

Use Calculator
Loans

Debt Payoff Calculator

See when you could be debt-free and how extra payments help.

Use Calculator
Investment

Investment Calculator

Project the future value of your investments with regular contributions.

Use Calculator
Retirement

Retirement Calculator

Estimate how much you need to save to retire comfortably.

Use Calculator
Personal Finance

Savings Calculator

See how your savings can grow with regular deposits and interest.

Use Calculator