Finance
Future Value Calculator
Calculate what money today will be worth in the future.
Use CalculatorPresent Value Calculator
Discount a future amount back to what it's worth today at a given rate.
How it works
The future value is divided by (1 + discount rate) raised to the number of periods.
The difference between future and present value is the discount amount.
The chart shows the present value growing back to the future value at the same rate.
Formula & methodology
PV = FV ÷ (1 + r)^n
- r
- Discount rate per period
- n
- Number of periods
Use a rate and period that match — e.g. an annual rate with years.
Illustrative example
$10,000 in 10 years at 5%
PV = $10,000 ÷ 1.05^10 ≈ $6,139.13, a discount of about $3,860.87.
Hypothetical figures for illustration only.
Frequently asked questions
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