Personal Finance
Budget Calculator
Build a monthly budget and see where your money goes.
Use CalculatorEmergency Fund Calculator
Set an emergency fund target based on your essential expenses and the number of months you want covered.
How it works
Target = monthly essential expenses × months of coverage you choose.
Your current savings are compared with the target to show the remaining amount and months covered today.
If you enter a monthly saving amount, it estimates the time to reach the target.
Formula & methodology
Target = Essential expenses × Months of coverage
- Coverage now
- Current savings ÷ essential expenses
The coverage level is your choice; there's no universal right amount.
Illustrative example
$3,500 a month, 6 months
The target is $21,000. With $5,000 saved, $16,000 remains — about 32 months at $500 a month.
Hypothetical figures for illustration only.
Frequently asked questions
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